Attention homeowners in Nashville and Davidson County: Get an Appraisal today!

The top seven reasons TN homeowners use SKJ Appraisal Services, LLC.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a TN property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TN divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Davidson county or TN

Own a house in or near Nashville, TN and need help deciding the price of it?
Contact SKJ Appraisal Services, LLC..

At SKJ Appraisal Services, LLC., we understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at SKJ Appraisal Services, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. SKJ Appraisal Services, LLC. is seasoned in helping folks just like you remove unnecessary PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from SKJ Appraisal Services, LLC. is your strongest weapon.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. SKJ Appraisal Services, LLC. can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from SKJ Appraisal Services, LLC. can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? SKJ Appraisal Services, LLC. can help you with that. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.